Ann-Marie Fowler (CeMAP)
Principal Consultant

📞 07391 254157

A WORD:
With a passion for supporting financial awareness, my priority is ensuring we get to the bottom of your property ambitions in real financial terms. Does the project have legs? Does it stack up?

I work with my clients to plan the steps clearly, so the true cost is understood as early as possible. Our meetings are strategy-minded. Whatever your goal, if it’s financially possible, I’m here to support you on that journey.

Buying, selling, investing, flipping, joint venturing, developing, exiting, refinancing, restructuring, consolidating, growing — and GO AGAIN.
It’s the property investor cycle, and it can be stressful.

My involvement supports not just the financial transaction, but also the vision, the confidence, and the clarity to get you there — from your first investment to your multi-million-pound development portfolio.

With over 15 years’ experience in mortgage and property finance, I’ve built my career around helping clients make confident, strategic financial decisions. At Underbanks® Commercial Finance, we provide bespoke funding solutions for businesses, investors, and developers — combining experience, insight, and integrity to help clients unlock their property potential.

The unregulated finance world can be the Wild West — my advice? Take advice.

Having worked through every phase of the property cycle, I understand the challenges that come with growth, from managing investment portfolios to navigating complex funding structures. My approach is built on ethical advice, strategic planning, and education-led support, ensuring every recommendation aligns with your wider financial goals.

I’m passionate about supporting those who don’t yet know where to start, those who want to understand more, and those who aspire to grow within this dynamic property world. My mission is to help clients plan their financial future, build strong investment foundations, and move forward with clarity and confidence.

And to the queer community, the dyslexic, the neurodiverse, and the ADHDers — you will always be met with understanding, respect, and the space to be yourself.

At the core of Underbanks® is a simple philosophy: Best Advice, Always.
We deliver a concierge-style service, offering bespoke strategies, strategic planning, and personalised support — combining professionalism with approachability, so our clients feel informed, supported, and empowered every step of the way.

Get in touch.